Title deeds first, then the Scheme
Your title deeds may say who owns and pays for each part of the building and how decisions are made. Where they don't, or where they're incomplete, the Tenement Management Scheme in the Tenements (Scotland) Act 2004 fills the gaps. Under the Scheme, owners make decisions by majority, with one vote per flat.
Sharing the cost of repairs
Under the Scheme, the cost of maintaining a part that owners own in common is shared in the same proportions as they own it. For the other parts the Scheme covers, the cost is shared equally between the flats, unless the largest flat is more than one and a half times the floor area of the smallest, in which case it is shared by floor area. Your title deeds can say something different, and where they do, they usually take priority.
Property factors
Many buildings have a property factor who arranges repairs and insurance. Factors must be registered and follow a statutory Code of Conduct under the Property Factors (Scotland) Act 2011. If you have a complaint, raise it with the factor in writing first; if it isn't resolved, you can apply to the Housing and Property Chamber of the First-tier Tribunal for Scotland.
There is no Section 20 in Scotland. When a factor or a neighbour proposes a big repair, ask for the quotes, the scope and how the share for each flat has been worked out, and check it against your title deeds. The
quote check works for Scottish quotes too.
General information only, current to September 2026. Ask a Scottish solicitor about your own title deeds.